Vishal joined McKinsey four years ago and is an Associate Partner in the Singapore office where he works on operations and technology strategy for financial institutions, payment companies and governments and leads most of McKinsey’s technology strategy work in the region.

Vishal also leads a lot of the Fintech innovation work in the region.

Prior to joining McKinsey, Vishal spent 14 years as a banker in Citibank, Barclays and other financial institutions carrying out mission critical assignments in operations and technology .

Vishal holds an MBA from the Indian Institute of Management and an engineering degree from the University of Pune.

Frederic serves CIOs and their business partners by predicting the long-term business impact of business technology. His research focuses on software-asset-based models and their role in clients' digital transformation initiatives; he also analyzes the shifting and consolidating tech services and outsourcing markets.

In addition, Frederic regularly advises end user clients on the technology services providers and markets in Asia, helping clients understand the landscape as well as best practices for service provider selection in Asia.

Frederic is a frequent public speaker and is regularly quoted by leading business newspapers and IT magazines.

Rob is the founder of Next Bank and leads the group wide UX practice at DBS Bank in Singapore. Prior to this, he was Director of Innovation for BlackBerry Asia Pacific. Rob began his career in the creative industry, running his own brand and design company. Transitioning to financial services, Rob led the customer experience for National Australia Bank’s direct banking channels, and led a culture change programme at OCBC. Since 2007 he has authored The Bank Channel, an innovation thought leadership resource.

Paul is the Lead Cyber Security Partner in EY’s Asia Pacific. With over fifteen years experience in the information risk and cyber security industry, Paul has held several senior executive roles during this period and has managed the APAC region since 2000.

With extensive information risk and cyber security experience, Paul has worked on some of the most complex Government and Corporate security projects in the region. Paul’s specialist expertise is in Cyber Security, Identity & Access Management and Information Security Strategy.

Most recently Paul was a was the Global Chief Information Security Officer and GM of Technology Risk for ANZ Bank. Previously Paul led Accenture’s Asia Pacific security division and was also the Asia Pacific RVP for Verizon’s security division.

Tom joined KPMG in 2013 as a Principal Advisor within the Management Consulting Practice focusing on Financial Services. Based in Singapore, he also serves at the Regional Practice Lead for Customer & Growth Advisory which covers a range of consulting capabilities in consumer-oriented organic growth, business transformation, customer experience, multi-channel and particularly digital strategies. As part of his broader responsibilities at KPMG, Tom also covers Fin-Tech and innovations.

Tom leads a multi-disciplinary team that combines deep sector knowledge with core competencies such as market strategy, value proposition design and testing, operational model design, IT architecture and others. . Tom is an author and practitioner of experiential business design methodologies that were successfully applied in a variety of industries, including banking, government and retail. By recognizing that every ‘consumer’ business is essentially an “experience” business, the approach for developing differentiated services and solutions requires a thorough understanding of what drives consumption and loyalty in a way that can be measured and linked to competitive advantage.

Before joining KPMG, Tom Mouhsian managed a successful multinational boutique consultancy that leveraged proprietary Customer Experience methodologies to deliver turnkey transformational programs, often based on exclusive invitation from shareholders. Before that, he spent eight years as a professional government lobbyist in Washington, DC and a business negotiator focusing on foreign market access/entry, international trade legislation and public policy covering 20+ countries throughout the Western Hemisphere, Europe and Middle East. Tom is known for his contributions to several Free Trade Agreements (FTAs) concluded by the United States and for successful resolution of several high-profile international investor-state disputes involving major commercial interests and FDI easily valued in billions of dollars.

Ed Ho is an experienced business leader in Retail Banking and Wealth Management with a strong focus on creating value by leveraging technology to deliver customer and business outcomes. Ed has over 15 years’ banking experience across multiple geographies which has included building, growing, acquiring, integrating, and exiting businesses.

In his current role, based in Singapore, Ed has regional responsibility for ANZ’s Retail Banking Digital and non-branch Channels across Asia Pacific. This covers 21 countries and the customer touch points of Digital, ATMs, POS, and Contact Centres, with the key objective of delivering customer centric capabilities and seamless experiences across the bank’s channels.

Prior to this, Ed was the Head of Wealth Platforms for ANZ Asia responsible for building out ANZ’s wealth capabilities in the region. During this time, Ed was also a key leader in the acquisition and integration of the RBS Retail Banking assets in Hong Kong, Singapore, Taiwan, and Indonesia. Ed joined ANZ in 2009 from St George Bank where he held a variety of senior management positions in wealth management, including running an award winning wealth management software business.

Prior to St George Bank, Ed worked at Deutsche Bank Australia in various e-business and marketing roles across the areas of Private Banking, Financial Planning and Asset Management. Ed holds a Bachelor of Chemical Engineering from the University of Sydney and a Masters of Commerce from the University of New South Wales.

Luke leads the Information Security and Technology Risk Services for the International Division of ANZ. Luke has more than 10 years of experience in the banking and finance industry and has held a variety of senior management positions in ANZ based in Australia, India, and Singapore. Other recent roles with ANZ include the Head of Technology Singapore & the Head of Regional Technology Service Management Team accountable for driving activities to comply with regulatory requirements for technology risk management, data security, and outsourcing. Luke holds bachelor degrees in Science with Honours (Geology) from Melbourne University, and Applied Science (Computer Science) & Business Management (Diploma) from RMIT University in Australia.

Vincent Caldeira is a Managing Director and Head of Technology & Strategic Programs. Over the years, he has developed his expertise as both a Business & Technology Manager by successfully leading programs of complex Business Transformation, Technology and Process Re-engineering initiatives within Wholesale Banking (Global & Capital Markets) as well as Private Banking environments. His core areas of focus include Business Process Re-Engineering, Technology Solution Architecture, Global Markets e-Channels Strategy and Technology Implementation, Wealth Management & Advisory Technology Strategy, and Program Management.

At Bank of Singapore, Vincent has been building and leading a holistic Transformation Program aligning Bank of Singapore People, Process, and Technology initiatives closely with the bank’s new business strategy and vision. In the process, he oversees strategic and operational planning to achieve business goals by fostering innovation, prioritizing IT initiatives, and coordinating the evaluation, deployment, and management of current and future IT systems and Development as well as Support teams across the organization.

Prior to joining Bank of Singapore, Vincent has held various positions in the Global & Capital Markets domains, working with banks such as HSBC and Standard Chartered Bank to develop and implement process and technology solutions to support and manage their Derivatives Trading activities. He has also led the effort of effectively re-engineered and consolidating Treasury Front to Back Office systems for trade & risk management, processing and accounting across all asset classes including Foreign Exchange, Money Market, Fixed Income and Derivatives (Interest Rates, Foreign Exchange, Equity) for OCBC Bank.

Vincent earned his Master of Science from HEC School of Management in Paris, concentrating his studies on Operations Research and Quantitative Methods as well as Management of Information Systems. He also completed a Program of International Management at the UCLA Anderson School of Management.

Rana has been working extensively with major financial services organisations, and Fintech innovators to create a Platform for Innovation that enables new revenue opportunities, drive lower operating costs and deliver an excellent service experience for the consumers.

Rana is currently the Director, Innovation & Digital Services at Barclays. Prior to this, Rana was the Head of Innovation and Digital Financial Services Technology (Asia) for the Commonwealth Bank of Australia.

Rana has over 20 years of experience in banking and financial services in Australia, Asia and Africa. He is an experienced strategist and innovator and has held roles such as Head of Enterprise Architecture and Chief Information Officer (CIO) within major Australian and international financial services organisations.

Chia Ling is a IP & technology lawyer with a Master of Technology degree and a Certified Information Systems Security Professional (CISSP). He supports organisations in both contentious and non-contentious matters relating to IP, IT and Data Protection. Chia Ling has represented clients in a number of high profile IT/IP disputes including: PacNet v Odex (2008); RecordTV (2010); SPH v Yahoo! SEA (2013). Chia Ling is a guest lecturer in IT law at the Institute of Systems Science, NUS. His publications include the chapters on Data Protection, Digital Evidence and Computer Crimes, E-Commerce volume of Halsbury’s Laws of Singapore, and Intellectual Property Arbitration, Arbitration in Singapore – A Practical Guide, Sweet & Maxwell, 2014. Chia Ling is cited in Legal500 Asia Pacific and Chambers Asia Pacific for TMT and IP.

Raj Kandasamy is a Senior Vice President with BNY Mellon Information Risk Management, responsible for Asia Pacific Technology Regulatory Compliance. He has over 13 years of Information Risk Management experience with rich exposure to Governance, Risk, Compliance, Audit & Cyber Security in fortune 100 organizations spanning across Financial, Manufacturing & Consulting industry.

In his current role, Raj represents the Asia Pacific region with the mission to enable business solutions while proactively protecting BNY Mellon from information risks in a balanced control environment. Prior to his current role, Raj held various Technology Risk positions with HCL Technologies, Capgemini and IBM.

Neal Cross is Managing Director and Chief Innovation Officer of DBS Bank and a strong advocate for innovation thinking and culture.

Cross is driving the bank’s innovation agenda regionally, as DBS moves to shape the future of banking, to enhance customer experience and better engage customers in the digital landscape. Cross has more than 20 years’ experience in technology, innovation and financial services. Working with internal stakeholders and external collaborators, he charts the innovation roadmap for DBS to enhance customer experience and better engage the bank’s customers in the digital landscape.

Previous to DBS, Cross was at MasterCard, where he was responsible for driving innovation as Vice President of MasterCard Labs in the company’s Asia/Pacific, Middle East and Africa regions. Cross started working in the Asia time zone at Microsoft in Australia and later in Singapore as the financial services industry director.

On his weekends Neal lives in the Sumatran jungle where he has founded Hotel Orangutan, a social enterprise to help save the critically endangered Sumatran Orangutan and to give local villagers employment and education.

Kenny Thing is the Chief Marketing Officer of Manulife Insurance Berhad (“MIB”), a wholly-owned subsidiary of Manulife Holdings Berhad (”MHB”), and a member of Canada-based Manulife Financial Corporation (“Manulife”). Manulife Insurance’s core business is the provision of individual life insurance products to meet the financial and protection needs of Malaysians.

In his current role, Kenny assumes responsibilities over Product Distribution Management, Marketing, Customer Centricity, Point of Sales (Technology) as well as Brand and Communications.

Previously, Kenny had led Business Development of Individual Financial Products in Manulife Hong Kong to great success. Before joining Manulife, Kenny has worked with a leading global insurer looking at providing product propositions and distribution solutions to insurers based in South East Asia. He also has experience as an investment banker, providing investment and structured product solutions to banks.

Kenny is also a Patron member of CMO Asia and a member of the global advisory board of World Brand Congress. He is a recipient of Golden Globe Tigers Leadership Award for Excellence in Marketing & Brand Leadership and a regular speaker in the area of Digital & Financial Services. Kenny is also active in local Healthtech having invested into local startups.

He holds a Master Degree in Finance and attended the Executive Education at Richard Ivey, Western Ontario and INSEAD, France.

Matt Dill is a creative digital commerce executive with a track record developing and commercializing financial service offerings across venture-funded start-ups and in global leadership positions for Fortune 100 companies.

Dill presently leads Visa’s Innovation & Strategic Partnership organization for the Asia Pacific region. His teams establish large scale commercial programs in the technology sector, operate Visa’s regional Innovation Centers, and guide AP venture activity. Dill led Visa’s first commercial and product collaborations with Apple, Google, Facebook, Samsung and Square among others. His teams developed the digital token standard -- donated to the EMVco standards body and adopted by Visa, MasterCard, American Express & China Union Pay.

Dill joined Visa from the Western Union Company where he served as Senior Vice President, Global Head of Digital Ventures. There he led the formation of Western Union’s mobile services in 2004 connecting Western Union agents, mobile network operators and bank systems across 200 countries and territories. Prior to Western Union, Dill served as a corporate development executive with eONE Global, a strategic investment fund focused on emerging payments models formed by First Data Corporation, Boston Consulting Group, General Atlantic Partners and Goldman Sachs.

Dill has worked and lived with his wife Lydia and three children Baker, Mary Rowe and Spencer in San Francisco, London and Singapore.

Kevin Lam has over 20 years of business development experience in the Information Technology (IT) industry. This has allowed him to develop keen insights for leading trends in identity access management, fraud and credit risk management solutions, as well as testing and quality assurance solutions.

Prior to joining AdNovum, Kevin has worked with Experian, Telelogic, HNC Software and Compuware, leading their business operations out of Singapore and into new markets in the Asia Pacific region. He was responsible for successfully introducing the following solutions to large organisations, banks and other financial institutions:

• Federated identity and privileged account management
• Credit risk analytics
• Automated decisioning systems and advanced IRB
• Neural network technologies in fraud detection
• Automated testing and quality assurance

Jerry Chung is CDNetworks’ Country Manager for Singapore and Head of Sales for Southeast Asia and the Pacific. Based in Singapore, he is mainly responsible for the operations and expansion of the CDNetworks’ business within Southeast Asia and Pacific region.

Jerry joined CDNetworks in 2009 as the Director of the global sales strategy team, leading global sales strategy and implementation. He was subsequently appointed as Country Manager for CDNetworks Japan in 2011. Prior to joining CDNetworks, Jerry held senior roles in new business development, sales and corporate strategy in leading companies like Mobilians Co., Ltd, Interpark, SK Corp, and Deloitte Consulting.

Donny Chong, Product Director of Nexusguard. He is responsible for designing the company’s solutions for the enterprise. His broad ten year tenure includes both the technology and telecommunications industries. Chong designed the Nexusguard channel program and built the global product marketing practice. His insight and expertise has led the company to becoming one of the world’s most trusted DDoS defense products and solutions -- suitable for premium clients, SMEs and service providers.

Sandip has more than 15 years of extensive international and Asia Pacific experience in the area of Big Data Insights, Analytics and Enterprise Information Delivery solutions. As the Technical Director, he is responsible for working with various sales teams to develop enterprise and global premier accounts. His experience include enabling world renowned financial institutions in their data repository initiatives for regulatory reporting, as well as automobile, telecommunication and enterprise power utility companies in their data visualization and analytic requirements. He also works with solution architects to develop mobile & SaaS based embedded data visualization, analytic and reporting applications, as well as builds specific customer prototypes, content and demos.

As a seasoned presenter, he has been invited to speak at numerous events, workshops and conferences; presenting the latest industry trends and OpenText technology. Sandip also handles evangelism and channels enablement, and plays a pivotal role in keeping customers and partners up to speed on the latest technology from OpenText.